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New York Auto Accident Law A lawyer for car accidents is your advocate, making sure your side of the story is heard. They will discuss your case with the insurance company and then present your case before a judge and jury, if required. Some states adhere to a traditional tort liability system while others do not have any fault or add on auto insurance laws. There are still time limits known as statutes that must be adhered to. Fault Determining fault is an essential element of the legal and insurance claims process. It might seem obvious in some cases such as rear-end collisions, but usually it is not the case. The determination of fault is based on state laws and the facts of each instance. Certain states have pure comparative fault. In this case, your percentage of the accident determines the amount of damages you are able to recover. Even if your fault was determined to be higher than 51%, you can still collect some of the damage you've sustained through supplemental policies like MedPay and PIP. Some states also allow modified comparative negligence. These laws allow injured drivers to make use of their own insurance to cover their expenses even if they're deemed partially responsible for the collision. After an accident, it's common to be shaken up and to feel the need to point the finger at another person. This could lead to costly mistakes and could have a negative impact. auto accident lawyer plymouth can assist you in avoiding these traps and provide the answers you require quickly and efficiently. Damages Damages are the compensations given to pay victims of financial losses caused due to the negligence of another person. This kind of compensation can be used to cover a variety of damages, including medical expenses as well as lost wages or income, and even vehicle property damage. A car accident lawyer will scrutinize invoices, receipts and other financial documents to accurately calculate how much damages you're due. Non-economic damages are often difficult to quantify, and include intangible losses like pain and suffering. Insurance companies are known for devaluing this kind of compensation. It is essential to speak with an experienced and knowledgeable tort attorney to make sure that your damages have been properly assessed. In New York, if you suffered serious injuries or if your losses were greater than the limits of your insurance policy it is possible to escape the no-fault system and pursue for all of your economic and non-economic damages as well as pain and suffering. However, as New York is a comparative negligence state, the amount you recover will be reduced by the percentage of fault assigned to you. A competent lawyer will strive to maximize your recovery for damages. Statute of limitations In the event of a car crash, the statute of limitations is the time frame you have to sue to recover damages. It can range from three to five years depending on the type and state of the lawsuit. Statutes of limitations are crucial in that they ensure that any claim filed in court is properly investigated before the deadline runs out. After that time it could be too late to find witnesses, physical evidence like tires marks and debris can disappear or become eroded, and public records could be lost. Witnesses also tend to forget crucial details with the course of time. It is not reasonable to expect that eyewitnesses could recall all the details of a accident that occurred 15 years ago. A statute of limitations forbids plaintiffs from bringing a lawsuit too early after the incident since it could prejudice the jury against them. It's important to contact an New York auto accident lawyer as early as you can to start the process. Insurance New York law requires all drivers to have insurance on their vehicles. This type of insurance is designed to compensate the policy holder and their passengers for economic losses if they are involved in an accident regardless of who was the cause of the accident. This is also known as no fault insurance or Personal Injury Protection (PIP). In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance compensates victims who have been injured by uninsured, underinsured, or hit-and-run motorists. UM/UIM is typically offered in the minimum limit of $25,000 per person and $50,000 per accident. Bodily Injury Liability covers the policyholder if they're sued by a third party for damages, like medical bills or property damage. Third parties may also be able to claim injury and pain that are serious enough. The majority of third party claims, however are resolved by insurance companies. A skilled lawyer can help you get the maximum amount of damages. Contact an Attorney Car accidents are stressful and costly. From vehicle injuries to medical costs to lost wages they can be costly. An attorney can help determine whose fault the accident was and seek compensation from the person responsible. A lawyer can also ensure that your claim will cover all of your losses and expenses. They will assess your current and potential financial costs as well as your physical and mental distress. Additionally, they will take into consideration the impact that your injuries have caused on your life quality. In New York, you may be eligible for compensation under your policy's Uninsured Driver coverage (UM) in the event that the negligent driver was not insured or carried the minimum amount that is required by law. This option is discussed with an attorney. It is crucial to find an experienced auto accident lawyer. Their training and expertise puts them in a better position to secure the compensation you're entitled to. Your lawyer will inform the insurer of the defendant know that you are willing to accept the case. This usually results in an increased settlement offer.